/* ========================================
   Coastal Axis Insurance - Stylesheet
   Colors derived from logo: Navy #1B3A5C, Gold #C8962E
   ======================================== */

:root {
  --navy: #1B3A5C;
  --navy-dark: #122840;
  --navy-light: #2A5580;
  --gold: #C8962E;
  --gold-light: #D4A94E;
  --gold-dark: #A67B24;
  --white: #FFFFFF;
  --off-white: #F7F8FA;
  --light-gray: #E8ECF0;
  --medium-gray: #8896A4;
  --dark-gray: #3A4550;
  --text: #2C3E50;
  --shadow: 0 2px 12px rgba(27, 58, 92, 0.1);
  --shadow-lg: 0 8px 30px rgba(27, 58, 92, 0.15);
  --transition: 0.3s ease;
}

/* Reset */
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 80px;
}

body {
  font-family: 'Segoe UI', system-ui, -apple-system, sans-serif;
  color: var(--text);
  line-height: 1.6;
  background: var(--white);
}

a {
  text-decoration: none;
  color: inherit;
}

img {
  max-width: 100%;
  height: auto;
}

/* ---- Typography ---- */
h1, h2, h3, h4 {
  color: var(--navy);
  line-height: 1.3;
}

h1 { font-size: 2.8rem; font-weight: 700; }
h2 { font-size: 2rem; font-weight: 600; }
h3 { font-size: 1.4rem; font-weight: 600; }
h4 { font-size: 1.1rem; font-weight: 600; }

p { margin-bottom: 1rem; }

.container {
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 20px;
}

/* ---- Top Bar ---- */
.top-bar {
  background: var(--navy);
  color: var(--white);
  padding: 0.4rem 0;
  font-size: 0.85rem;
  text-align: right;
}

.top-bar .container {
  display: flex;
  justify-content: flex-end;
  align-items: center;
}

.top-bar a {
  color: var(--white);
  font-weight: 500;
  transition: color var(--transition);
}

.top-bar a:hover {
  color: var(--gold-light);
}

/* ---- Header / Nav ---- */
.header {
  position: sticky;
  top: 0;
  width: 100%;
  background: var(--white);
  box-shadow: var(--shadow);
  z-index: 1000;
  padding: 0.5rem 0;
}

.header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.logo img {
  height: 80px;
  width: auto;
}

.nav {
  display: flex;
  align-items: center;
  gap: 0;
}

.nav a {
  padding: 0.5rem 1rem;
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--navy);
  transition: color var(--transition);
  position: relative;
}

.nav a:hover,
.nav a.active {
  color: var(--gold);
}

/* Dropdown */
.nav-dropdown {
  position: relative;
}

.nav-dropdown > a::after {
  content: ' \25BE';
  font-size: 0.75rem;
}

.dropdown-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--white);
  box-shadow: var(--shadow-lg);
  border-radius: 6px;
  min-width: 240px;
  padding: 0.5rem 0;
  z-index: 100;
}

.dropdown-menu a {
  display: block;
  padding: 0.6rem 1.2rem;
  font-size: 0.9rem;
  white-space: nowrap;
}

.dropdown-menu a:hover {
  background: var(--off-white);
  color: var(--gold);
}

.nav-dropdown:hover .dropdown-menu {
  display: block;
}

/* Mobile menu */
.menu-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
}

.menu-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--navy);
  margin: 5px 0;
  transition: var(--transition);
}

/* ---- Hero Section ---- */
.hero {
  padding: 100px 0 80px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  color: var(--white);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: rgba(200, 150, 46, 0.08);
}

.hero h1 {
  color: var(--white);
  margin-bottom: 1.2rem;
  font-size: 3rem;
}

.hero p {
  font-size: 1.2rem;
  max-width: 650px;
  margin: 0 auto 2rem;
  opacity: 0.9;
}

/* ---- Buttons ---- */
.btn {
  display: inline-block;
  padding: 0.85rem 2rem;
  border-radius: 5px;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition);
  border: none;
  text-align: center;
}

.btn-gold {
  background: var(--gold);
  color: var(--white);
}

.btn-gold:hover {
  background: var(--gold-dark);
  transform: translateY(-2px);
  box-shadow: 0 4px 15px rgba(200, 150, 46, 0.4);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border: 2px solid var(--white);
}

.btn-outline:hover {
  background: var(--white);
  color: var(--navy);
}

.btn-navy {
  background: var(--navy);
  color: var(--white);
}

.btn-navy:hover {
  background: var(--navy-dark);
  transform: translateY(-2px);
  box-shadow: 0 4px 15px rgba(27, 58, 92, 0.4);
}

/* ---- Sections ---- */
.section {
  padding: 80px 0;
}

.section-alt {
  background: var(--off-white);
}

.section-header {
  text-align: center;
  margin-bottom: 3rem;
}

.section-header h2 {
  margin-bottom: 0.75rem;
}

.section-header p {
  color: var(--medium-gray);
  font-size: 1.1rem;
  max-width: 600px;
  margin: 0 auto;
}

.section-header .divider {
  width: 60px;
  height: 3px;
  background: var(--gold);
  margin: 1rem auto 0;
  border-radius: 2px;
}

/* ---- Cards Grid ---- */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 2rem;
}

.card {
  background: var(--white);
  border-radius: 10px;
  padding: 2rem;
  box-shadow: var(--shadow);
  transition: all var(--transition);
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.card .icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.2rem;
  font-size: 1.5rem;
  color: var(--white);
}

.card h3 {
  margin-bottom: 0.75rem;
}

.card p {
  color: var(--medium-gray);
  font-size: 0.95rem;
}

.card .card-link {
  display: inline-block;
  margin-top: 1rem;
  color: var(--gold);
  font-weight: 600;
  font-size: 0.95rem;
}

.card .card-link:hover {
  color: var(--gold-dark);
}

/* ---- Value Props ---- */
.value-props {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  text-align: center;
}

.value-prop {
  padding: 2rem 1.5rem;
}

.value-prop .icon {
  width: 64px;
  height: 64px;
  background: var(--off-white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.2rem;
  font-size: 1.6rem;
  color: var(--gold);
}

.value-prop h3 {
  margin-bottom: 0.5rem;
}

.value-prop p {
  color: var(--medium-gray);
  font-size: 0.95rem;
}

/* ---- CTA Banner ---- */
.cta-banner {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  color: var(--white);
  text-align: center;
  padding: 60px 0;
}

.cta-banner h2 {
  color: var(--white);
  margin-bottom: 1rem;
}

.cta-banner p {
  opacity: 0.9;
  margin-bottom: 2rem;
  font-size: 1.1rem;
}

/* ---- About Page ---- */
.about-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.about-text h2 {
  margin-bottom: 1.5rem;
}

.about-text p {
  color: var(--dark-gray);
  margin-bottom: 1rem;
}

.about-image {
  border-radius: 12px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.about-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* ---- Insurance Detail Page ---- */
.insurance-hero {
  padding: 60px 0;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  color: var(--white);
  text-align: center;
}

.insurance-hero h1 {
  color: var(--white);
  font-size: 2.5rem;
  margin-bottom: 0.75rem;
}

.insurance-hero p {
  opacity: 0.9;
  font-size: 1.1rem;
  max-width: 600px;
  margin: 0 auto;
}

.insurance-types {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2rem;
}

.insurance-types .insurance-card:last-child:nth-child(odd) {
  grid-column: 1 / -1;
  max-width: 50%;
  margin: 0 auto;
}

.insurance-card {
  background: var(--white);
  border-radius: 10px;
  padding: 2.5rem;
  box-shadow: var(--shadow);
  border-top: 4px solid var(--gold);
  transition: all var(--transition);
}

.insurance-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.insurance-card h3 {
  margin-bottom: 1rem;
  font-size: 1.3rem;
}

.insurance-card p {
  color: var(--dark-gray);
  margin-bottom: 1.5rem;
  font-size: 0.95rem;
}

/* ---- Contact Page ---- */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
}

.contact-info h2 {
  margin-bottom: 1.5rem;
}

.contact-info p {
  color: var(--dark-gray);
  margin-bottom: 1.5rem;
}

.contact-detail {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.2rem;
}

.contact-detail .icon {
  width: 44px;
  height: 44px;
  background: var(--off-white);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-size: 1.1rem;
  flex-shrink: 0;
}

.contact-detail span {
  color: var(--dark-gray);
}

.contact-detail a {
  color: var(--navy);
  font-weight: 500;
}

.contact-detail a:hover {
  color: var(--gold);
}

/* ---- Form ---- */
.contact-form {
  background: var(--white);
  border-radius: 10px;
  padding: 2.5rem;
  box-shadow: var(--shadow-lg);
}

.contact-form h3 {
  margin-bottom: 1.5rem;
}

.form-group {
  margin-bottom: 1.2rem;
}

.form-group label {
  display: block;
  margin-bottom: 0.4rem;
  font-weight: 500;
  font-size: 0.9rem;
  color: var(--navy);
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1px solid var(--light-gray);
  border-radius: 6px;
  font-size: 0.95rem;
  font-family: inherit;
  color: var(--text);
  transition: border-color var(--transition);
  background: var(--white);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(200, 150, 46, 0.15);
}

.form-group textarea {
  resize: vertical;
  min-height: 120px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.checkbox-group {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.5rem;
}

.checkbox-group label {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 400;
  cursor: pointer;
}

.checkbox-group input[type="checkbox"] {
  width: auto;
  accent-color: var(--gold);
}

.form-submit {
  margin-top: 1.5rem;
}

.form-submit .btn {
  width: 100%;
  padding: 1rem;
  font-size: 1.05rem;
}

/* ---- Footer ---- */
.footer {
  background: var(--navy-dark);
  color: rgba(255, 255, 255, 0.7);
  padding: 50px 0 30px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 2rem;
}

.footer-brand img {
  height: 45px;
  margin-bottom: 1rem;
  filter: brightness(0) invert(1);
}

.footer-brand p {
  font-size: 0.9rem;
  line-height: 1.7;
}

.footer h4 {
  color: var(--white);
  margin-bottom: 1rem;
  font-size: 1rem;
}

.footer-links a {
  display: block;
  padding: 0.3rem 0;
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.7);
  transition: color var(--transition);
}

.footer-links a:hover {
  color: var(--gold);
}

.footer-contact a {
  display: block;
  padding: 0.3rem 0;
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.7);
  transition: color var(--transition);
}

.footer-contact a:hover {
  color: var(--gold);
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 1.5rem;
  text-align: center;
  font-size: 0.85rem;
}

/* ---- Page Header (for inner pages) ---- */
.page-header {
  padding: 60px 0;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  color: var(--white);
  text-align: center;
}

.page-header h1 {
  color: var(--white);
  margin-bottom: 0.5rem;
}

.page-header p {
  opacity: 0.9;
  font-size: 1.1rem;
}

/* ---- Responsive ---- */
@media (max-width: 992px) {
  .about-content {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .contact-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }

  .value-props {
    grid-template-columns: 1fr;
    gap: 1rem;
  }
}

@media (max-width: 768px) {
  h1 { font-size: 2rem; }
  h2 { font-size: 1.6rem; }

  .hero { padding: 60px 0 50px; }
  .hero h1 { font-size: 2.2rem; }
  .section { padding: 50px 0; }

  .logo img { height: 60px; }

  .top-bar {
    text-align: center;
  }

  .nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    width: 100%;
    background: var(--white);
    flex-direction: column;
    padding: 1rem 0;
    box-shadow: var(--shadow-lg);
  }

  .nav.open {
    display: flex;
  }

  .nav a {
    padding: 0.75rem 1.5rem;
    width: 100%;
  }

  .nav-dropdown .dropdown-menu {
    position: static;
    box-shadow: none;
    padding-left: 1rem;
    display: none;
  }

  .nav-dropdown.open .dropdown-menu {
    display: block;
  }

  .menu-toggle {
    display: block;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .checkbox-group {
    grid-template-columns: 1fr;
  }

  .cards-grid {
    grid-template-columns: 1fr;
  }

  .insurance-types {
    grid-template-columns: 1fr;
  }

  .insurance-types .insurance-card:last-child:nth-child(odd) {
    max-width: 100%;
  }
}